We define payment terminals as the hardware that accepts in person payments. Smart Terminals contain the SIBS payment application that can be integrated with multiple applications, helping you run your business better. With Smart Terminals, you can integrate SIBS payments app into your existing checkout journey.

Our Smart Terminals culminate into three different solutions, commercially designated as SoftPOS + PED, SoftPOS and SmartPOS. Below, we have constructed a table to provide you with a clear explanation of the various solutions, including their definitions, supported integrations, hardware, operating systems, accepted payment methods and features.

	SoftPOS + PED	SoftPOS	SmartPOS
Definition	Payment app that transforms Android and iOS into payment terminals. Uses PEDs (Pin Entry Devices) to accept card payments via chip/contactless/EMV.	Payment app that transforms Android into Payment Terminals. Uses NFC technology to accept contactless payments. There is no external card reader in Soft POS, since the smartphone or tablet itself works as a POS terminal without any additional hardware or software	Payment terminal that results from the fusion between a smartphone and traditional POS. The payment app runs in an Android mobile operating system.
Integration
App to App
SDK
Hardware
Printer
Stripe reader
Chip reader
Contactless		***
Operating system
Android
iOS
Backoffice
Transactions record
Payment methods
MB WAY
QR Code
Phone number*
Card
MULTIBANCO		***
VISA		***
Mastercard		***
AMEX
UPI
Wallets
Apple Pay		***
Google Pay		***
Features
Users’ management **
Change PW and phone*
Refund transactions
Digital receipts
Centralized Batch Close
Merchant’s reference*
DCC
DCC Contactless	***	***
MB Spot
Tips
Pre authorization (AFD – Automatic Fuel Dispenser & EVC-Electric Vehicle Charger)

Info table:
* Also available in the BackOffice
** Only available in the BackOffice
***Available via Tap on Phone feature

This documentation provides all the information you need to design your integration with Smart Terminals payments solution and deploy.